Reading 32 EOC Question 17

The questions asks for the insurance required based on the needs analysis method.

In the solution, is there a reason it doesn’t account for the family living expenses $95,000/year that decreases by $30,000 each year when calculating the capital needs section?

Thanks.

It did factor in the 35k decrease to 65k.

Olivia’s expenses 50k + children’s living expenses 15k = 65k