CF Texas

Stellar Corp. recently issued $100 par value deferred coupon bonds, which will make no coupon payments in the next four years. Regular annual coupon payments at a rate of 8% will then be made until the bonds mature at the end of 10 years. If the bonds are currently priced at $87.00, their yield to maturity is closest to:

  1. A.6.0%.
  2. B.8.0%.
  3. C.10.1%.

CFA Practice bank, A right. How do I put this in on calculator? I get error 5 if 108 is put in positive and if I put it in negative I get 35%

Can someone help pls?

The coupons are 8% annually for years 5 to 10.
If the yield was 8%, it would be trading at par at the end of year 4.
You should be able to guess the right answer using that information, given that one answer is 8%, one is less than 8%, and one is greater than 8%

Use the CF worksheet, not the TVM worksheet

CF
2nd CLR WORK
CF0 -87 C01 0 F01 4 C02 8 F02 5 C03108 F03 1
2nd Quit
IRR CPT 5.9999

Obligatory “Read the manual, do the examples, etc. etc.”

ETA: Fixed for incorrect value of F02. Thanks @guest!

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If the price were 73.50 or 61.80, then the YTM would be 8.0 or 10.1, respectively. I would be wary of using the YTM to coupon comparison in the case where there is a deferral period.

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I was thinking if the yield were 8%, it would be trading at par at the end of 4 years, so present value would be 100/1.08^4=73.50
The actual price is 87.00>73.50 so the yield is less than 8%

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Hi, thank you first of all. But I typed in this way:
CF
cfo 0 c01 0 F01 1 C02 0 F02 1 C03 0 F03 1 C04 0 F04 1 C05 8 F05 1 C06 8 F06 1 C07 8 F07 1 C08 8 F08 1 C09 8 F09 1 C10 108 F10 1
Then I got 35% irr but why is my way wrong and yours right? I’ve read the manual and I think my way makes more sense because I don’t see where you get f01 4 and f02 5 from?

Thanks!

If I use your exact sequence, but enter CF0 as -87, I get an IRR of 5.9999. With CF0 as 0, I get Error 5.

The CF worksheet lets you enter a series of identical CFs: C01 0 F01 4 means fill in the next 4 slots with the amount of 0; C02 8 F02 5 means fill the next 5 slots with 8. Your way produces the exact same arrangement of CFs, but you’re gonna give yourself keypuncher’s cramp by entering each individual CF in its own slot!

Thanks that makes sense. Now I got the same. Okay, then I understand why you did it in that way, better to save some energy!