HC

2011 AM Q5 C

the answer says bc he is young therefore he should reduce allocation to equity…

I think the opposite since he has more HC at a younger age so more risk tolerance, at older age should have less allocation to equity since HC is less…

do I understand wrong?

thx for any explanations!

This is the most doubtful guidance answer at all. We’ve discussed it already.

i just wanna make sure whether i have any misunderstanding…