Retirement goal risk

CFA Level III
#1

Please clarify which one is correct

  1. Retirement goal risk decrease: tax advantage- govt added to tax contributions

  2. Risk to retirement goal increase : use government benefit

#2

Anyone?

#3

Can you write a little more clearly about what you are asking

#4

Methods to reduce risk of retirement goal:

  1. Increase / continue contributions
  2. Pension plan Better performance
  3. allocate to low risk

Then there’s this point about tax Advantage: government added to contributions/ use government benefit
Need clarification on the above point

#5

Some governments enacted social security programs to keep seniors out of poverty.

Some tax codes also allow tax deferral on pension contributions, special tax treatment of pension payments in retirement, etc.

#6

In the UK pension contributions are made before taxes on salary is caculated - basically tax free contributions. There are other tax codes to limit the effect but they are nto relevant.