You like making a difference
We feel exactly the same
Risk is now firmly at the heart of every single financial services company, and that’s where you’ll be if you join the team as a Senior Credit Risk Analyst. Helping to manage risk for one of the UK leading challenger banks is an exciting and rewarding place to develop your risk management skills. It’s a great place to advance your career.
Our people are passionate about truly listening to our customers to make banking more simple, personal and fair. And change like that doesn’t happen unless we all speak up with new ideas and challenge things that could be better. That’s why we’ve built a culture of respect, where everyone supports each other to keep their promises and go above-and-beyond – every day.
As a Senior Credit Risk Analyst, your main responsibilities will involve:
- Building upon your existing experience to help the bank develop appropriate credit risk management strategies to ensure the appropriate asset quality is maintained
- Helping to solve complex business problems and developing and driving forward practical value based solutions
- Providing Senior Managers across the bank with insight into business performance and future potential
- Taking accountability for an area of credit policy, monitoring performance, clearly communicating issues, developing and recommending changes where appropriate
- Challenging proposals and decisions that conflict with sound, value based credit portfolio management
- Ensuring that strong links are maintained between Risk and other key business areas
Minimum skills and experience required:
- 2:1 achieved at degree level in a numerate subject (e.g. Maths, Statistics, Operational Research, Physics, and Engineering) and/or equivalent qualifications/experience
- Track record of successful delivery in a statistical analysis role of similar complexity and level, preferably within a credit risk function.
- Very high degree of mathematical literacy.
- Strong oral and written communication skills.
- Able to take a pragmatic attitude when dealing with uncertainty.
- Tenacity and attention to detail.
- Proven detailed awareness of credit industry products and markets.
- Creative thinking required as many problems are unprecedented and without guidelines
- Resilient to setbacks, with the tenacity and drive required to solve complex challenging problems.
- Expert programming skills in relevant statistical analysis tools (e.g. SAS, SQL).
- High degree of computer literacy.
Rewarding You
We weren’t voted one of the Sunday Times ‘25 Best Big Companies to Work For’ for nothing – we’ve got a reward package that’s simple, personal and fair. In addition to your pay and bonus, we offer you a benefits package that’s flexible and allows you to be in control, as well as all the policies, tools and guidance to support you.
For your commitment and success, we offer one of the most competitive basic salaries with a distinct career development opportunity. Other Santander benefits include:
- Discretionary annual bonus
- Pension
- 27 days Holiday plus bank holidays with the option to buy and sell 5
- Product discounts
- Retail and High Street discounts
- Sharesave Scheme
Flex benefits including childcare vouchers We welcome applications from all sections of the community. Our Women in Business network provides women with valuable development tools. We’re creating a better balance of women in management positions, and empowering everyone to fulfil their true career potential.
Location
Milton Keynes
Why Santander?
With over 150 years of experience, we’ve built a strong, international presence, with more branches worldwide than any other bank. Dedicated to making things simple, personal and fair for our customers, our aim is to become the best bank in the UK, and we know we can’t make it happen without our people. That’s why we promote an environment where everyone counts. With us, you’ll be encouraged to develop both professionally and personally, and by listening to your unique perspective, and turning your ideas into action, we’ll grow along with you.
We are committed to helping you achieve a reasonable balance between your home and working life. To support you in meeting your commitments outside of work, we offer a range of flexible work options, including part-time working, job sharing, career breaks and flexible holiday options and we support you to make a difference in your local community with volunteering and fundraising schemes. Apply here: https://express.candarine.com/campaign/url/forward/7f2f3e63a1c0