Im confused what inputs we use for PV and FV when calculating SFF. Stalla told me something else whereas CFAI mock am mentioned PV as 1.
I have used Stalla also and for the SFF use the TVM. n=#years*12, I= rate/12, PV=0 and FV= -1. Solve for your PMT and then multiply it by 12 to get the SFF.