Why is this sentence incorrect?

The sentence that :

“Individual who have completed the CFA Program have the right to use the CFA designation”

This sentence is incorrect in the MOCK EXAM ANSERWER… but there is no the description about this sentence

Why is this sentence incorrect?

ONLY AFTER YOU COMPLETE THE WORK EXPERIENCE REQUIREMENT.

The right comes ONLY after the work experience is approved…

Oh, EXPERIENCE… O.K

Finally!! I can understand it… Thank you~

There are several other obligations you have to fullfil before you can use the designation:

-4 years of work experience

-Payment of annual fee

-Signing the cfa disclosure every year

I guess I would have probably answered “True” to that sentence too.

I just assumed that “Completing the CFA program” included work experience, paying dues, and signing disclosure.